08-10-2007, 06:56 PM
If you make a claim for small fiddly bits, it probably wouldn't even meet the deductable. For major losses in the US most home-owners insurance offers some protection. Of course any claims made will increase your rates in future years. So unless you have a major or catastrophic loss, it often pays to just bite the bullet and take the loss.
If you have major assets to protect, an umbrella liability policy is a good idea. If you don't have major assets, it probably isn't worth the cost. After all not even a lawyer can get blood from a stone. Though they still might try.
If you have major assets to protect, an umbrella liability policy is a good idea. If you don't have major assets, it probably isn't worth the cost. After all not even a lawyer can get blood from a stone. Though they still might try.
>|P. Dominus Antonius|<
Leg XX VV
Tony Dah m
Oderint dum metuant - Cicero
Si vis pacem, para bellum - Vegetius
Leg XX VV
Tony Dah m
Oderint dum metuant - Cicero
Si vis pacem, para bellum - Vegetius